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Representing health professionals means understanding your work, the challenges you face, and the specific tools and support you need to do your job well.
OPSEU/SEFPO’s Professional Liability Insurance (PLI) coverage for members is designed to meet the requirements set out by each regulatory college overseeing health professionals’ classifications.
Our PLI coverage is not a one-size-fits-all program. Instead, we’ve tailored a Professional Liability Insurance plan to meet your specific professional requirements – at a remarkably low cost.
We know it takes dedicated resources, including research and legal expertise, to understand and navigate each regulatory college and keep up with changing policies and requirements. Luckily, we’ve got over 50 years of experience doing just that.
In addition to our PLI coverage, we have a dedicated legal department that deals with complaints made to professionals’ colleges and supports members through these processes. OPSEU/SEFPO represents a broad range of professional classifications. As a result, our legal department has experience dealing with each professional college.
IMPORTANT: The OPSEU/SEFPO Professional Liability Insurance program is available for health care professionals who require personal professional liability insurance in the course of their employment.
What does OPSEU/SEFPO’s Professional Liability Insurance cost?
Costs for professional liability insurance vary based on the extent of your college’s requirements, but no matter what, the price you pay with OPSEU/SEFPO is remarkably low. That’s because we have the power to negotiate the best group rates for you.
|
Available limits per claim |
Annual cost per member per year |
|
$1 million per claim / $5 million aggregate |
$54 |
|
$2 million per claim / $5 million aggregate |
$60 |
|
$5 million per claim / $5 million aggregate |
$92 |
OPSEU/SEFPO’s got the better plan for professionals.
OPSEU/SEFPO’s coverage is designed to meet Bill 179 Professional Liability requirements for regulated health professionals. Our policy is written on a primary basis and there are no deductibles.
Primary Insurance with Extensions
As a health professional, you have a lot of responsibility on your shoulders. Having primary Professional Liability Insurance means having a safe and strong policy. OPSEU/SEFPO’s PLI coverage includes a number of extensions to meet colleges’ requirements:
- Libel and slander
- Penal defense costs reimbursement coverage
- Disciplinary action – legal expense coverage
- Coroner’s inquest coverage
- Loss of earnings
- Retirement/death/disability/cessation of business
- Patient therapy and counseling
- Cyber security and privacy liability extension
- Students